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Pittsburgh Uninsured/Underinsured Motorist Accident Lawyers

A Skilled Attorney Can Help You Overcome The Challenges Of Filing A Claim For An Uninsured Or Underinsured Motorist Accident

About 6% of all motorists are uninsured in Pennsylvania, according to the Insurance Information Institute. Pennsylvania is a no-fault state, and you must seek compensation for accident-related damages from your insurer. However, you must have uninsured/underinsured motorist accident coverage to receive the compensation you are entitled to. For assistance with filing a claim, gathering evidence, or understanding the rules and claim limits that apply to your case, contact Goodrich & Geist, P.C. to speak with our Pittsburgh Uninsured/Underinsured Motorist Accident Lawyers.

Pittsburgh Uninsured/Underinsured Motorist Accident Lawyers Can Help You Understand Different Types Of Insurance Coverage

Depending on the type of insurance coverage you have, there are different types of accidents and losses that your policy will cover. You must understand the coverages and policies you have because they can have an impact on when – and to what limits – you can file for an uninsured or underinsured motorist claim.

The legal team at Goodrich & Geist, P.C. can help you every step of the way, and the first step is understanding common forms of motor vehicle insurance coverage, a few examples of which are outlined below.

All of the above are mandatory in Pennsylvania, but you can choose many different types of optional coverage, such as:

You can file an uninsured or underinsured accident claim as soon as you are involved in an accident with an uninsured or underinsured motorist or are hit by a hit-and-run motorist, but you are only entitled to the limits imposed by your uninsured/underinsured motorist policy. Other policies you hold may kick in depending on the circumstances surrounding your case and the specifics of the various policies you hold. For example, you may be able to use part of your comprehensive coverage to pay for hit-and-run damages if your uninsured/underinsured motorist policy is insufficient to cover those losses.

Contact our Pittsburgh Uninsured/Underinsured Motorist Accident Lawyers for help understanding the various coverages that apply to your case so that you can avoid paying for any accident-related damages yourself.

Our Pittsburgh Uninsured/Underinsured Motorist Accident Lawyers Are Just A Call Away

The auto accident team at Goodrich & Geist, P.C. can help you with your uninsured motor vehicle accident case. Uninsured accident cases can be complex, but we will gather the evidence needed to support your claim and will handle all legal, insurance, and administrative steps on your behalf. We will also keep you informed regarding the progress of your case, and we will also quantify your losses and damages so that you minimize potential issues with your insurer when filing a claim. Contact us today here for a free case evaluation.

Frequently Asked Questions About Uninsured/Underinsured Motorist Accidents in Pittsburgh, PA

FAQ: What kinds of accidents are categorized as uninsured/underinsured motorist accidents?

Any accident in which the at-fault party is not insured or does not have enough coverage to cover your losses is classified as an uninsured/underinsured motorist accident. Hit-and-run accidents in which the at-fault driver is never identified are also categorized as uninsured motorist accidents and you can use your uninsured/underinsured motorist coverage to recover losses from such accidents.

FAQ: What are the penalties for driving without insurance?

If you are stopped for a moving violation and are found to be operating your vehicle without the requisite insurance, you can face a fine of at least $300 for driving without insurance, vehicle impoundment, as well as a three-month suspension of your vehicle registration, a three-month suspension of your driver’s license, and fees to restore your vehicle registration and license.

FAQ: Are there differences between accidents involving passenger cars, trucks, and rideshare vehicles?

Commercial trucks are usually very heavily insured, and rideshare vehicles usually cannot operate without all of the required coverages needed to operate such a service. As such, most uninsured motorist accidents involve private drivers.

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